Infrastructure economics
Your real blended Stripe rate by average ticket (2026)
Your real blended Stripe rate in 2026 is 2.9% plus $0.30 divided by your average ticket (US domestic online cards). Below about $20 the flat 30 cents dominates: an $8 ticket pays 6.65%, a $45 ticket 3.57%, a $220 ticket 3.04%. The biggest lever is raising your average ticket (annual billing, bundling, minimums) or moving large invoices to ACH at 0.8%, capped at $5.
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